Kaufman County Real Estate News & Market Statistics

Dec. 20, 2018

7th Day of Christmas

On the seventh day of Christmas my REALTOR® gave to me,

seven reasons to purchase a home warranty!

Click for 7 Reasons to Purchase a Home Warranty

Posted in Buying
Dec. 18, 2018

5th Day of Christmas

On the fifth day of Christmas my REALTOR® gave to me,

five golden rules (for selling your home)!

 

Posted in Selling
Dec. 17, 2018

4th Day of Christmas

On the fourth day of Christmas my REALTOR® gave to me, four ways to contact him!

Direct on Cell: 972-971-4929

E-mail: TPugh@BrandingIronRealty

Thru our Website: www.BrandingIronRealty.com

Message on Facebook: http://m.me/BrandingironRealty- 

Posted in Buying, Selling
Dec. 16, 2018

3rd Day of Christmas

On the third day of Christmas my REALTOR® gave to me, three local lenders!

Feel free to give any of these lenders a call to get pre-approved to buy a home!  

ServiceFirst Mortgage: Ronna Smith, NMLS#207580 | 972-672-2231

Mid America Mortgage: Tony Ferrari,  NMLS#188442 | 214-697-5239 

Success Motgage: Joe Reyes, NMLS # 234071 214-662-0031

 

Posted in Buying
Dec. 15, 2018

2nd Day of Christmas

On the second day of Christmas my REALTOR® gave to me, two cleaning companies!

Tonya Covington - House Cleaning: 214-876-5873

Final Touch Carpet Cleaning:  972-476-8610 or 903-880-8610

Posted in Buying, Selling
Dec. 14, 2018

1st Day of Christmas

On the first day of Christmas my REALTOR® gave to me, a market report for FREE!

 

 

 

 For your absolutely FREE, no obligation market report, that will tell you exactly how much your home could sell for,

please contact me with your name and address.

Posted in Buying, Selling
Aug. 10, 2017

Home for sale: 2027 Carriage Heartland TX

Home for Sale in Heartland TX: 2027 Carriage 

This wonderful brick home sits on a quiet street within walking distance to school. The large tiled foyer opens up to the formal dining room. Home offers 4 bedrooms and 2 full baths. 4th bedroom has French doors and a closet and could be used as a study. Split bedroom floor plan with open living area. Private master suite has a dual vanity, garden tub and separate shower. For more information and photos of this house click here.

To schedule your showing of this or any other home for sale in Heartland, TX, contact us now!

Posted in Homes for Sale
June 28, 2017

Kaufman County Independence Day Events

Kaufman County Independence Day Events

If you love fireworks, music, and old fashioned fun - check out all the great Independence Day events that are going on in and around Kaufman County over the next week!

City of Forney Independence Day Celebration - Saturday, July 1 at 6 PM - 10 PM

Ennis Freedom Fest - July 1

2017 Red White and Boom in Kaufman - July 1, 2017

Heartland Patriotic Picnic - July 1, 2017

Thunder Over Cedar Creek Lake (Air Show) - July 1, 2017

Scurry Freedom Fest - Jul 1 - Jul 3

Terrell Annual July 4th Fireworks Display at Ben Gill Park - July 4, 2017

Seagoville July 4th Celebration at Bruce Central Park - July 1, 5:00 PM - 11:00 PM

 

Posted in News
June 27, 2017

Pre-Approval Should Always Be Your First Step When Purchasing A Home In Kaufman, TX

Pre-Approval Should Always Be Your First Step When Purchasing A Home In Kaufman, TX

If you are considering purchasing a home, even if you have to sell your current home first, you will definitely want to get pre-approved for a home loan first.

In Kaufman, just like in many markets across the country, the number of buyers searching for their dream homes outnumber the amount of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show you are serious about buying your dream home is to get pre-qualified or pre-approved for a mortgage before starting your search.

While there is not much difference between the pre-qualification and pre-approval letter, the pre-approval provides stronger proof to the seller that the buyer will be able to close because more due diligence has been done by both the buyer and the lender to prove purchase ability. 

Even if you are in a market that is not as competitive, knowing your budget, which will be provided by your lender, will give you the confidence of knowing if your dream home is within your reach. 

Freddie Mac lays out the advantages of pre-approval in the My Home section of their website

It’s highly recommended that you work with your lender to get pre-approved before you begin house hunting. Pre-approval will tell you how much home you can afford and can help you move faster, and with greater confidence, in competitive markets.

One of the many advantages of working with a local real estate professional is that many have relationships with lenders who will be able to help you with this process. Once you have selected a lender, you will need to fill out their loan application and provide them with important information regarding “your credit, debt, work history, down payment and residential history.”  

Freddie Mac describes the 4 Cs that help determine the amount you will be qualified to borrow: 

  • Capacity: Your current and future ability to make your payments
  • Capital or cash reserves: The money, savings, and investments you have that can be sold quickly for cash
  • Collateral: The home, or type of home, that you would like to purchase
  • Credit: Your history of paying bills and other debts on time

Getting pre-approved is one of many steps that will show home sellers that you are serious about buying, and it often helps speed up the process once your offer has been accepted. 

Bottom Line

Many potential home buyers overestimate the down payment and credit scores needed to qualify for a mortgage today. In addition many lenders have programs that can help with down payment and closing costs! If you are ready and willing to buy a home in Kaufman, you may be pleasantly surprised at your ability to do so.   

For more real estate information on Combine TX, Crandall TX, Ennis TX, Fate TX, Forney TX, Heartland TX, Heath TX, Kaufman TX, Kemp TX, Mclendon-Chisom TX, Mesquite TX, Oak Ridge TX, Rockwall TX, Rowlett TX, Scurry TX, Seagoville TX, Sunnyvale TX, Talty TX or Terrell TX contact us now or call or text us at 972-971-4929.

Search for the newest listings in Kaufman by map (click picture below) 

 

Thinking of buying a home? Call or text 972-971-4929 for more information. 

Posted in Buying, Market, News
June 25, 2017

Real Estate Tip- First impressions count.

Real Estate Tip- First impressions count.

Real Estate Tip- Sellers: First impressions count. Make sure your home has great curb appeal. Make sure the grass is cut, leaves are raked, sidewalks are swept and edged, and planting beds are freshly mulched.??If you or someone you know is thinking about buying or selling, please let us know.

For more real estate information on Combine TX, Crandall TX, Ennis TX, Fate TX, Forney TX, Heartland TX, Heath TX, Kaufman TX, Kemp TX, Mclendon-Chisom TX, Mesquite TX, Oak Ridge TX, Rockwall TX, Rowlett TX, Scurry TX, Seagoville TX, Sunnyvale TX, Talty TX or Terrell TX contact us now or call or text us at 972-971-4929.

Posted in Selling